A micropensions is a financial product for old age income security. But how are micropension provisions shaped? And how do they work?
The world's demographic transitions demands of emerging and established economies alike to undertake action. Micropensions are an underused policy instrument for achieving just and more equitable societies for all ages. Their vital role as part of...
Micro pensions introduction video
In this video the need for micro pensions is explained by focusing on the micro pension pilot-project in India, which the DHAN Foundation and the P&D Network have set up together.
We are delighted to announce that REDCAMIF and HelpAge International will participate in our third and final webinar on the topic “What should be the role of private companies in pension provision in the developing world?”
Volunteers experience with DHAN micropensions project, India
A report into the experiences of volunteers from the Pension & Development Networks experience with the DHAN foundation micropensions project in India.
This article by Stuart Rutherford analyzes how micropensions can contribute to the assests of poor people and help protect them in old age.
This paper by MicroSave analyses three micropension models in India and assesses the potential for an adequate micropension business case.
Many emerging economies face a daunting outlook of persistent old-age poverty. This article argues that micropension provisions offer a simple and effective means to alleviate this problem.
By 2050, the older will out number the younger for the first time in the world’s history. Due to a globally declining birth rate, having too many people on the planet is no longer demographers’ chief worry. Now, having too few is.
This article by Christina Barrineau, former Chief Technical Advisor for the United Nations Capital Development Fund, stresses the need for micropensions, which can help poor people build wealth.
This paper by Sybille Gianadda offers a very comprehensive overview of the way in which micropension provisions operate,.
This article, written by econometrist Nadiya Ivanova, focuses on one of the most important aspects of the design of a micro pension product: the distribution phase.
This research paper, written by Nadiya Ivanova for the completion of her study Econometrics at the Erasmus University of Rotterdam, analyses elements of the traditional pension scheme in order to select optimal settings for micro pensions.
This paper provides general recommendations regarding the features suitable for a micropension plan and analyzes case studies of two micropension plans launched recently in India (UTI Micropension scheme and Rajasthan Vishwakarma Unorganized Sector...
In this paper, the author describes demographic trends in the modern Indian society and provides a description of the existing Indian pension plan and its drawbacks.
Ramesh Arunachalam (2007) has written a lenghty and extensive analysis of the implementation of micropension programs in India. This article offers a summary of the most important outcome of Arunachalam's analysis.
India is going through a vast and capillary reform of its Pension System. This paper by Uthira and Manohar (published in 2009) presents the role which micropension programs may have in this context.