Study Vulnerability of the Urban Poor at DHAN Foundation

4-Mar-2010    Ms. Liselore Havermans, Phd Candidate Leadership in project-based organizations at the University of Amsterdam Business School, researched the ‘vulnerability of the urban poor’ in India. The area of vulnerability is of great interest for development of the poor because it goes beyond poverty as it includes future well-being.

The study of Liselore Havermans includes 5 group discussions and structured interviews with 148 urban poor households of self help group members from federations supported by DHAN Foundation in Madurai, India. The measurement of vulnerability includes household characteristics, shocks, and coping mechanisms. Urban poor households are found to often experience health shocks and job loss, and cope with most shocks by taking loans. The results call for better financial management by poor households, development of micro insurance, and for poor urban households to move out of the slums. Comparable research among other groups further developed from the current study will add significantly to an inclusive view of vulnerability of the poor will lead to more insight in how to decrease the vulnerability of the poor.

 
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